Power On Your Health Plan
Self-Funding Reimagined for Small Groups
Health in Tech is the industry-leading insurtech company that delivers disruptive innovation and proprietary technology to reimagine everything you know about risk, underwriting, and self-funding, making all processes better, faster, and more efficient for everyone involved.
Best of All!
You can go from WEEKS to MINUTES to quote and bind small and medium-sized groups. All the information you need is at your fingertips within seconds.
The Problems
With Traditional Self-Funding
The process of traditional self-funding is complex and overly complicated for everyone involved, costing both time and money and creating barriers for many small businesses to self-fund.
Quote Time Is Long:
12-14 Days!
The Industry Average Time to Receive a Plan Proposal is 12-42 Days.
Disconnection:
Lack of Connectivity Between All Parties
Data duplication and mis-information is common between TPAs, Providers, and Members.
Inaccessibility:
Small Businesses Are Underserved.
Large Businesses Make Up 84% of Self- Funded Plans, While Small Businesses Are Under-Represented, Making Up Only 23%.
The Solutions
Disrupt the Traditional Process
Health in Tech delivers an all-encompassing, “Cradle to Grave” solution for our clients. Through our technology, you can access actionable data and tools to do your job more efficiently and accurately.
Medically Underwritten Proposal in Minutes!
12 Plans. 4 Tier Rates. 2 Minutes.
+ Produce a firm, bindable proposal that has 12 plans with 4 tier rates in only 2 minutes!
+ Design your own health plans and use them in seconds.
+ Brokers can quote within a TPAs own system.
Disrupt the Delay:
Health Applications in 24 Hours
+ To finalize your proposal rate, we process health applications within 24 hours.
+ If applications are needed, it’s usually only 5% of the population, not 100%.
Disrupt the Dishonesty:
100% Rate and Data Transparency
+ Your proposal rate is your final rate. There are no hidden fees, just transparency for you and your clients.
+ 24/7 access to data to help you do your job better, removing the wait to access of be provided the data.
+ Access to many direct hospital contracts at low medicare reimbursement pricing.
Disrupt the Disconnection:
Interoperability for Efficiency
+ Full connectivity between brokers and TPAs enables for more efficient, faster implementation times.
Quote Your Group in as Few as Two Minutes!
Health in Tech Delivers
The only online, fully autonomous self-funded quoting platform available for brokers, MGUs, TPAs, and more!
Proprietary digital platforms built with machine learning and active portals for all participants, creating complete interoperability and rapidly scalable growth.
The only marketplace where Brokers, MGU’s and Carriers can obtain bindable quotes within minutes for small and medium sized employers.
Claims data from our approved TPA’s and securely share with every member in our program.
Who We Serve
Fully Customized Self-Funded Health Plans
Artificial Intelligence
Quick Quoting Solutions
Shared Savings Option
National Direct Hospital Contracts
Get started and learn more about our reimagined approach to self-funding.
Power On Innovation
Health in Tech has a proven record of innovation with unique solutions and services that create increased growth opportunities.
Testimonials
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Power On Your Clients Health Plan
Our Stone Mountain Risk stop-loss solutions provide unique products and creative risk modeling to solve your clients’ problems with the best technology and tools available in the industry.
Reference-Based Pricing
Group Stop-Loss Captives
Community Health Plans
Association Health Programs
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Power On Efficiency
We get it—time is money. The industry norm of waiting days or weeks for proposals and quotes has become the accepted standard. The opportunity cost of this waiting game leaves hinders growth. Not anymore. Get your time back with Do It Yourself Benefit Systems (eDIYBS) by Health in Tech.
eDIYBS empowers brokers with tools and technology to produce competitive proposals in only 2 minutes and process necessary health applications for final rates in 24 hours.
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Power On Efficiency
With so many competing services, plans, and third parties, the process of paying for care has become slow, confusing, and costly.
Patients struggle to afford services understand their coverage.
Providers wait weeks or months for payment.
Payers must sift through claims filled with inaccuracies, overcharges, and even fraud.
Put trust back into the healthcare process with HI Card by Health in Tech. HI Card transforms the healthcare landscape by providing a single, standardized transaction platform for providers, payers, and patients alike.
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Power On Savings
Health in Tech’s HI-Performance Network (HPN) powered by HI Card, is a series of hospital facilities and providers that delivers Medicare-based reimbursement pricing.
Greater predictability for health plan management
Greater savings
Lower deductibles and in some cases no deductible for members
Reduced medical inflation impact
Lower out-of-pocket costs for members
Long-term savings on premiums
Health In Tech In The News
Get Started and Learn More About What Health in Tech Can Do For You.
Contact Us
Power on Protection with Stone Mountain Risk
Stone Mountain Risk is now Health In Tech! We still provide the creative risk-mitigating stop-loss solutions you know and trust through Stone Mountain Risk, but we’ve transitioned to a new name to showcase our full suite of all-encompassing solutions.
Have questions about Stone Mountain Risk or Health In Tech?
Reach out to us directly at 1-888-373-0333 or info@healthintech.com.