Health In Tech

The Product Portfolio

Technology built for how
self-funded benefits move.

Health In Tech develops proprietary technology to connect and improve the critical workflows in self-funded health benefits — quoting, plan design, underwriting, stop-loss, binding, and administration. Each product below is a distinct offering, built for a specific audience and a specific part of the process.

Product

eDIYBS

Quote-to-bind engine for self-funded plans

Turns one digital census into a bindable, broker-branded proposal — with up to 12 plan designs and 4-tier rates on a single screen.

From initial census intake to an employer-ready proposal, eDIYBS supports the work required to bring self-funded plan options to market. Brokers can configure coverage, review underwriting results, and advance eligible cases toward binding without rebuilding the process each time a plan changes.

Differentiator

Quote-to-bind in 5 minutes, with enrollment wired straight into administration.

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Product

HitRix

Intelligent stop-loss marketplace with four role-based portals

Ingests any carrier proposal — PDF, Word, or Excel — and structures it into comparable, side-by-side data so brokers, MGUs, underwriters, and administrators work off one source of truth.

HitRix addresses the stop-loss placement process, where brokers must coordinate submissions and evaluate responses from multiple underwriting markets. By organizing proposal details, communications, and case activity, the marketplace supports more consistent comparisons and a clearer record of each opportunity.

Differentiator

Every handoff tracked and audited — human review preserved at each step.

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Product

Cost Stabilization Program

36-month cost stabilization for groups with over 500 lives

Pairs the budget stability of fully-insured contracts with the flexibility of self-funding — fixed monthly remittance held for 36 months and A-rated stop-loss protection.

Employers in groups with over 500 lives keep asking for the predictability of fully-insured pricing without giving up self-funded upside. The Cost Stabilization Program gives them — and the brokers who advise them — a 36-month fixed remittance with A-rated stop-loss, and any surplus is returned to the employer at reconciliation.

Differentiator

Any surplus is returned to the employer at end-of-term reconciliation.

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Built for Different Group Needs

One technology stack. Different shapes of group.

Smaller groups

A streamlined quoting experience through eDIYBS (Enhanced Do-it-Yourself Benefit Systems) — faster access to plan options, easier side-by-side comparison, and a simplified census-to-bind path so Producers can serve more groups without more overhead.

Powered by · eDIYBS

Groups with over 500 lives

Greater plan flexibility, more tailored underwriting, and Cost Stabilization Program eligibility for 36-month cost stabilization — with stop-loss sourced and placed through HitRix and deeper visibility into cost and risk.

Powered by · eDIYBS · Cost Stabilization Program · HitRix

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