Health In Tech empowers brokers to replace one-size-fits-all coverage with flexible self-funded plans designed around each employer's workforce, budget, and coverage priorities.
Meet the technology
eDIYBS (Enhanced Do-it-Yourself Benefit Systems) is Health In Tech’s core technology platform, powering connected solutions designed to simplify how self-funded health plans are built, placed, and managed.
Product
Quote-to-bind engine for self-funded plans
Quote-to-bind in 5 minutes, with enrollment wired straight into administration.
Employers need benefits that reflect their workforce and financial priorities, not simply the options available on a standard rate sheet. eDIYBS helps brokers turn those requirements into configurable self-funded proposals, with quoting, underwriting, and binding connected in one process.
Product
Intelligent stop-loss marketplace with four role-based portals
Every handoff tracked and audited — human review preserved at each step.
When stop-loss information is spread across multiple markets and conversations, it becomes harder to see the full picture. HitRix brings submissions, responses, and proposal terms together so brokers can evaluate available coverage and keep opportunities moving toward placement.
Product
36-month cost stabilization for groups with over 500 lives
Any surplus is returned to the employer at end-of-term reconciliation.
Bigger groups want a fully-insured feel on the P&L without walking away from the upside of self-funding. The Cost Stabilization Program answers that with a fixed remittance held for three years and any surplus dollars returned to the employer, not the carrier.
Every reworked census, unanswered email, and delayed rate quote costs momentum — leaving the broker stuck managing the process while the employer waits for answers.
eDIYBS pulls census intake, member-level underwriting, plan design, and proposal generation into one workflow, so the whole thing moves in a single pass. If the plan changes, you update it in place and keep moving — no more rebuilding from scratch.
You can put a clear recommendation in front of the employer while the need is still urgent, then compare options and walk through the economics right there. The plan moves forward on your timing, not the paperwork's.
Why HIT
See what's driving a group's spend, shape benefits around who's on the plan, and protect against a volatile claims year — control traditional coverage can't offer.
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Extend self-funding across your book without building the infrastructure — plug into a network of brokers, TPAs, MGUs, and carriers on shared workflows, and stay the client's owner end to end.
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Every PHI workflow runs on publicly traded disclosure and security standards — encryption, audit trails, governance, and human oversight from first quote through renewal.
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Underwriting, stop-loss capacity, and plan administration run as one connected stack — fewer handoffs, faster implementation, one accountable owner per case.
Built for Brokers
Differentiate on strategy, not shelf access. Understand the group, shape the solution, and show employers exactly why the plan fits.
Brokers can build plan options around each employer's workforce, budget, network preferences, and risk tolerance.
Eligible groups gain a longer planning horizon and greater confidence in future healthcare costs.
Employers can benefit when claims perform better than expected instead of leaving potential savings behind.
Connected quoting, binding, and administration workflows help Producers support more groups with less manual work.
